🏆 Achievements
Badges for real wins — your first $500 saved, cutting debt in half, a 30-day streak. We track what we can automatically; the rest you can self-report. All private to you.
0 earned
40 ready to grab!
First Dollar Saved
Have any savings in your profile.
Ten Dollar Trophy
Have at least $10 in savings.
Century Saver
Have at least $100 in savings.
The Half-K Club
Have at least $500 in savings.
Thousand Club
Have at least $1,000 in savings.
5K Milestone
Have at least $5,000 in savings.
10K Titan
Have at least $10,000 in savings.
25K Champion
Have at least $25,000 in savings.
50K Warrior
Have at least $50,000 in savings.
100K Legend
Have $100,000 or more in savings.
10% Rule
Monthly savings rate is at least 10%.
20% Master
Monthly savings rate is at least 20%.
30% Legend
Monthly savings rate is at least 30%.
Rainy Day Fund Starter
Have at least 1 month of expenses saved.
Three Month Buffer
Have 3 months of expenses in savings.
Six Month Shield
Have 6 months of expenses in savings.
Cash Flow Positive
Income is higher than expenses.
The Nest Egg
Savings exceed total debt.
Debt-Free Saver
Have savings with zero debt.
Surplus Saver
Monthly surplus is at least $500.
First Transaction
Log your first transaction.
10 Transactions
Log 10 or more transactions.
25 Transactions
Log 25 or more transactions.
50 Transactions
Log 50 or more transactions.
100 Transactions
Log 100 or more transactions.
Category Explorer
Log transactions in 5+ different categories.
All Categories
Log transactions in all categories.
Expense Tracker
Log at least 5 expense transactions.
Income Logger
Log at least 3 income transactions.
Food Tracker
Log 10+ food transactions.
Rent Payer
Log at least 1 rent/housing transaction.
Transport Tracker
Log 5+ transportation transactions.
Investment Logger
Log an investment transaction.
Healthcare Tracker
Log a healthcare transaction.
Education Spender
Log an education transaction.
Utilities Tracked
Log a utilities transaction.
Savings Transaction
Log a savings contribution.
Big Spender
Log a single transaction over $500.
Big Income
Log a single income over $1,000.
Diverse Tracker
Track income AND expenses both.
Freelance Logger
Log a freelance income transaction.
Salary Logger
Log a salary income transaction.
Shopping Tracker
Log 3+ shopping transactions.
Entertainment Budget
Log 3+ entertainment transactions.
Transaction Veteran
Log 200+ transactions total.
Debt Aware
Acknowledge your total debt in your profile.
Debt Under $10K
Total debt is under $10,000.
Debt Under $5K
Total debt is under $5,000.
Debt Under $1K
Total debt is under $1,000.
Debt-Free Day
Have zero total debt in your profile.
Good DTI
Debt-to-income ratio is under 36%.
Great DTI
Debt-to-income ratio is under 20%.
Savings Beat Debt
Your savings exceed your total debt.
Half Debt Gone
Debt is less than half your annual income.
Debt Fighter
Set a goal with category "debt_payoff".
Debt Goal Completed
Complete a debt payoff goal.
First Investment
Log your first investment transaction.
5 Investment Logs
Log 5+ investment transactions.
10 Investment Logs
Log 10+ investment transactions.
$100 Invested
Log investments totaling $100+.
$500 Invested
Log investments totaling $500+.
$1K Invested
Log investments totaling $1,000+.
$5K Invested
Log investments totaling $5,000+.
$10K Invested
Log investments totaling $10,000+.
Investment Goal Set
Set a goal with category "investment".
Investment Goal Done
Complete an investment goal.
Emergency Fund First
Have 3 months saved + an investment logged.
The Compounder
Have savings AND investments both logged.
First Habit
Create your first financial habit.
3 Habits Created
Have 3 active habits tracked.
5 Habits
Have 5 active habits tracked.
3-Day Streak
Reach a 3-day streak on any habit.
Week Warrior
Reach a 7-day streak on any habit.
Two Week Habit
Reach a 14-day streak on any habit.
21 Day Rule
Reach a 21-day streak on any habit.
Month of Habits
Reach a 30-day streak on any habit.
60 Day Champion
Reach a 60-day streak on any habit.
90 Day Master
Reach a 90-day streak on any habit.
Best Streak 30
Have a best-ever streak of 30+ on any habit.
Best Streak 60
Have a best-ever streak of 60+ on any habit.
Best Streak 100
Have a best-ever streak of 100+ days.
Daily Habit Master
Have 2 habits with daily frequency.
Weekly Ritual
Have 2 habits with weekly frequency.
First Goal
Set your very first financial goal.
3 Goals Active
Have 3 active goals at the same time.
5 Goals Club
Have 5 active goals at the same time.
Halfway Hero
Reach 50% progress on any goal.
75% There
Reach 75% progress on any goal.
Goal Completed
Complete your first financial goal.
Goal Crusher
Complete 3 goals total.
Goal Juggernaut
Complete 10 goals total.
Emergency Goal
Complete an emergency fund goal.
Savings Goal Done
Complete a savings goal.
Big Goal Setter
Set a goal with target of $5,000+.
Mega Goal Setter
Set a goal with target of $10,000+.
Retirement Goal
Have an active retirement goal.
Purchase Goal
Have an active purchase goal.
Goal Diversifier
Have goals in 3 different categories.
$1K Goal Progress
Accumulate $1,000 total across goal progress.
$5K Goal Progress
Accumulate $5,000 total across goal progress.
Welcome to Forb
Complete the onboarding.
Profile Complete
Fill in all fields in your financial profile.
Debt Profiled
Include total debt in your profile.
Goals & Transactions
Have both goals and transactions logged.
Full Tracker
Have transactions, goals, and habits.
10 Achievements
Claim 10 global achievements.
25 Achievements
Claim 25 global achievements.
Net Worth Positive
Savings exceed total debt.
High Earner
Monthly income is $5,000+.
Six Figure Income
Monthly income is $10,000+.
Lean Spender
Expenses are less than 50% of income.
Financial Health
Savings ≥ 3mo expenses AND no debt.
First Income Logged
Log your first income transaction.
Multiple Income Types
Log income from 2+ different categories.
Triple Income Sources
Log income from 3+ different categories.
$1K Month
Log $1,000+ of income in transactions.
$5K Income Logged
Log $5,000+ of total income.
$10K Income Logged
Log $10,000+ of total income.
Freelance Logger
Log at least 1 freelance income.
Side Hustle Income
Log 3+ freelance/side income transactions.
Salary Earner
Log a salary income transaction.
Income Diversified
Income covers 150% of logged expenses.
No-Spend Day
Went a full day without spending anything.
No-Spend Weekend
Had a full weekend with zero spending.
Packed Lunch Week
Packed lunch every day for a full work week.
Coffee Brewer
Made coffee at home all week instead of buying.
Meal Prepper
Meal prepped for the week to save money.
DIY Master
Did a home project yourself instead of hiring.
Cash Only Week
Used only cash for all purchases this week.
Impulse Resister
Waited 24 hours before a purchase and skipped it.
Thrift Shopper
Bought something secondhand instead of new.
Bike Commuter
Biked to work/errands to save on transport.
Negotiator Pro
Successfully negotiated a better price or salary.
Subscription Slayer
Cancelled at least one unused subscription.
Sell Something
Sold an unused item and saved the money.
Library Lover
Used the library instead of buying books/media.
Coupon Clicker
Used coupons to save $50+ this month.
Raise Receiver
Successfully got a raise at work.
Bonus Earner
Received a bonus this year.
Balance Transfer
Used a balance transfer to reduce interest.
Refinanced
Refinanced a loan at a lower rate.
IRA Opened
Opened an IRA or retirement account.
401k Contributor
Started contributing to a 401k.
Index Fund Investor
Invested in an index fund.
Dividend Earner
Received dividend income.
Real Estate Investor
Invested in real estate or REITs.
Employer Match Maxer
Maxed out employer 401k matching.
First Course
Completed your first financial course.
Budget Basics Done
Completed a budgeting fundamentals course.
Investing 101
Completed an investing basics course.
Debt Payoff Scholar
Studied debt payoff strategies.
Tax Knowledge
Completed a tax optimization course.
Retirement Student
Studied retirement planning.
Stock Market Student
Completed a stock market course.
FIRE Scholar
Studied the Financial Independence movement.
Credit Score Expert
Learned how to optimize your credit score.
Mortgage Learner
Studied how mortgages and home buying work.
Accountability Partner
Had someone hold you accountable to a goal.
Written Goal
Wrote down a goal on paper and achieved it.
Habit Mentor
Taught a financial habit to someone else.
Invited a Friend
Invited a friend to join Forb.
Feedback Giver
Submitted feedback to help improve Forb.